The financial assistant for every kiwi

Save on your bills and debts.

Sign up today Trusted by thousands of Kiwis.

Real Kiwis. Real results.

What we cover

We look at every bill and debt.

Utilities
🏠
Home Loans
💳
Debt & Credit
🛡️
Insurance
📱
Telco & Internet
💰
Personal Loans
🎫
Subscriptions
🏦
Banking & Savings
Why Sugar

Not just “save more” advice. We do it for you.

See your finances clearly

All your bills, debts and spending in one place, so you finally know where your money is going.

Cut cost of bills

We hunt down better deals on power, broadband, insurance and more, then switch you over so you actually pay less.

Cut cost of debt

Sugar finds smarter ways to handle your loans and credit, cutting interest and getting you out of debt faster.

Financial support and guidance

Real help when you need it. Sugar gives you clear, personal guidance on your bills, debts, and money decisions.

How it works

Three steps. Zero effort from you.

1

Connect your email

Sugar securely reads your financial emails (bills, statements, renewals, receipts) to build a full picture of what you're paying and to whom.

2

We find the savings

We compare every rate, plan, and provider against the market. We show you exactly where you're losing money and how much you could save.

3

We make the switch

Sugar handles the switching, renegotiating, and consolidating. You get better deals on everything, without lifting a finger.

Pricing

Simple pricing. Cancel anytime.

Pick a 12-month membership. If you're not happy for any reason in Month 1, you can cancel.

If Sugar doesn't find the savings we promise: refund the difference. No questions asked.

Finally end the month with money, get out of debt and start building a savings

Connect once. Sugar finds the savings. You keep the money.

Get started