How it works

How Sugar Concierge Works

Sugar Concierge is a New Zealand financial concierge service. We scan your bills, find where you're overpaying, and fix it for you, without you lifting a finger.

The process

From inbox to savings in four steps

No spreadsheets, no phone calls, no switching providers yourself. You connect once, and Sugar Concierge handles the rest.

1

You connect your email

It takes about a minute. You grant Sugar secure, read-only access to your inbox so we can find your financial documents like bills, statements, renewals, and receipts. We can never send, delete, or change anything.

2

We scan your finances

Our systems automatically pick out what you're paying and to whom (power, broadband, insurance, loans, subscriptions) and build a complete picture of where your money is going each month.

3

We find where you're overpaying

Every rate, plan, and provider is compared against the New Zealand market. We show you exactly where you're losing money and how much you could save, usually within 24 hours of joining.

4

We make the switch

With your approval, our concierge team handles the switching, renegotiating, and consolidating. You get better deals across the board and keep the savings. You stay in control and sign off on every change.

Safe, secure & legitimate

Is Sugar Concierge safe and legit?

Sugar Concierge is a safe, secure, and legitimate New Zealand financial service and you stay in control at every step. We use read-only email access, meaning we can only look for financial documents like bills, statements, and insurance renewals. We never send, delete, or modify anything in your inbox. Your data is kept private and encrypted, and we comply with New Zealand's Privacy Act 2020 and Google's Limited Use requirements. We never sell your data or use it for advertising, we make money by helping you save money, that's it. And if we don't deliver? We refund the difference. If Sugar Concierge doesn't save you enough to cover your membership, you get your money back, no questions asked. If you ever want to leave, you can unlink your email in one click or revoke access directly from your Google Account at myaccount.google.com/permissions.

Ready to stop overpaying?

Connect once. Sugar Concierge finds the savings. You keep the money. See what real New Zealanders say, or get started in a minute.

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